Total and Permanent Disability Insurance

Total and Permanent Disability insurance will pay you a lump-sum of money if you suffer an illness or injury that means that you are totally and permanently unable to work.


This money could be used to help pay for costs associated with the changes in your life (such as extra childcare, wheelchair ramps, and traveling to medical appointments), allow your partner to take time off work to help look after you, and help you pay down debt and stay in the family home.

If you have Total and Permanent Disability Insurance, we can review it to make sure it suits your budget, lifestyle and needs. 

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